How House Bill 909 (2013) Can Affect Your Home Insurance Policy and Restoration Company

Mobilize against House Bill HB 909 (2013)

This proposed bill may completely give all of the power back to the insurance company! Every restoration company has an interested in seeking this bill defeated.

A bill was just filed in the Florida House which would prohibit assignments under homeowner’s policies. This would be a major blow to the industry and completely give all of the power back to the insurance companies. Please reference House Bill HB 909 (2013):

Any homeowner’s insurance policy may prohibit the assignment of rights or benefits under the policy,and a third party beneficiary any not accept an assignment or recover against any policy that prohibits assignment. Any Assignment of rights or benefits under a homeowner’s insurance policy that prohibits assignment renders the coverage void.

We need to mobilize political support against this bill immediately. Every restoration company has an interest in seeking this bill defeated.The house bill must be passed before it becomes effective. Restoration contractors should still continue to use contracts for emergency services that includes the Assignment of Benefits. If you do hot have our most updated contracts and documents click here to download them.


The time to organize is now! Contact your state representative and tell them how you feel about this bill and how it will affect your business and or home. Below is a link with the representative in your area.

The time to organize is now! We need an association to represent the interests of all Florida restoration companies.  The RIA, IICRC, CRA, Indoor Air quality and other organizations should help with our efforts to defeat House Bill 909 (2013). This bill is just an example of how the insurance carriers try to walk all over the restoration industry.

The time to organize is now! Our firm is joining with other attorneys and associations to go to Tallahassee during the committee session in April in an attempt to defeat the bill.

   “It’s about justice!” and together we will defeat this bill. 

For more information, please contact Cohen Battisti at (407) 478-4878 or email

4 thoughts on “How House Bill 909 (2013) Can Affect Your Home Insurance Policy and Restoration Company

  1. Time is of the essence for leaders in the Restoration Industry to join forces and be heard by the Florida Congress. We are mere months away from the bill getting passed and must take steps to defeat the bill now. The bill’s supporters intend for it to take effect as law on July 1, 2013, See the full text of the bill here (

  2. Contact your representatives and be active in the democratic process. It is the only way to make sure we protect the rights of home owners who faithfully pay their premiums yet are getting less rights and are being burdened with more obligations.

  3. First “Citizens Insurance” and now this. I beleive it is called collusion if we unite, at least that is what the lobbyist preach to the choir (of politicians that they own) !!

  4. It is the best time to make some plans for the future
    and it is time to be happy. I’ve read this post and if I could I wish to suggest you some interesting things or tips. Perhaps you can write next articles referring to this article. I wish to read even more things about it!

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